temporary car insurance

Why should I purchase short term car insurance?

Many people may wonder why they would need short term car insurance for something like lending a car to a friend for a day or driving someone to the train station in another vehicle. Unfortunately, not a few of these people end up regretting not obtaining protection for themselves or their cars.

Just think of the possible risks and you will see how buying short term car insurance can be a wise choice. For example, how much do you know about the driving habits of the person that you are going to lend your car? Or do you know much about the condition of the car that you will borrow for a day from a co-worker?

Now, unless you are very rich, how will you be able to handle the expenses that can occur as the result of an accident? Think about whether you or other people in the car are injured. What if your car was completely lost in an accident and is beyond repair. Could you afford to purchase a new car along with renting a car to get to work in the meantime?

Uninsured accidents are common

While you may think that the probability of an accident or other mishap occurring over a short period is unlikely, that does not mean that nothing can happen.

In fact, research shows that about one in four uninsured accidents result in someone getting injured, while about four percent of those accidents result in at least one person dead.

In 2011, uninsured drivers in the UK will end up costing every motorist about £30 in increased insurance premiums. Despite efforts by the Motor Insurer’s Bureau to crack down on uninsured drivers, the statistics remain startling.

About 23,000 people are injured every year by uninsured drivers and about 160 are killed. In 2009, 160,000 people were convicted for driving without insurance resulting in a total cost in the UK of about £500 million in increased insurance premiums.

Shorter term car insurance gives you peace of mind

Even if you will be only lending your car out or borrowing someone else’s car for a day or less, you should consider protecting yourself against accidents and liability. With proper insurance, you will be able to avoid stress and worry knowing that you are properly covered.

Short term insurance can cover accidents, liability, theft and personal injury. You can choose a more limited policy or opt for complete coverage. Liability cover protects you in case of damage to others that occurs during an accident.

The prudent path is not to think that it will never happen to you because it can. Short term insurance provides you with protection and peace of mind. So get a quote here, from newzoid.com now or go here for a temporary car insurance policy.